Why Refinancing Your Costa Mesa Home Makes Sense

Mortgage Rates are Near All-Time Lows... And The Federal Reserve is attempting to drive mortgage rates even lower through 2012.

 

 

Refinancing is simply when you replace an existing debt obligation with a different debt obligation. In the case of home ownership it can be an excellent way to lower your monthly mortgage payment or shorten the term of a current loan.

 

For instance, if your current loan has a 7% insterest rate, you may be able to refinance to the lower rates that are in place now and reduce your monrthly mortgage payment.

 

It is also possible to reduce the length of a mortgage term. For example, a borrower may have a 30 year loan but opt to refinance into a 15 year loan and payoff their mortgage years early. Due to lower loan rates, the monthly payment may not even be greatly affected. 

 

 

The Mortgage Industry Has Been Overhauled... To the Benefit of Borrowers!

 

-Many people are refinancing at no cost (nothing added to their balance and nothing out of pocket)

-Many people can also get a lender credit - this can pay for a month's mortgage payment or property taxes!

 

 

Fundraiser Mortgage Guarantees to Match or Beat ANY Deal From Another Broker or Major Bank!

 

 

Fundraiser Mortgage will donate .20 of the loan amount to the charity, school or church of the borrowers choosing.

 

ex) $400,000 loan amount = $800 donation

 

(Also note: If a client provides an estimate from another Broker or bank and Fundraiser Mortgage cannot beat that estimate, then the client closes the deal with the other Broker or bank under those terms - Fundraiser Mortgage will still make a $100 donation!)

 To contact Fundraiser Mortgage:WebsitePhone: 714-241-1285