Are Millennials Saving For Homeownership?
Many millennials dream of owning a home one day. However, a recent report shows that most millennials don't have even a fraction of the amount necessary saved for a down payment. This means their dreams of becoming a homeowner are distance and this may the first generation of adults we see renting for much longer into their lives than any generation before. Keep reading to learn more about millennials saving for homeownership, and click this link to read the full article.
About 80% of the younger generation hope to buy a home, according to the study from rental website Apartment List. But 36% of these wannabe homeowners plan to wait more than five years to take the plunge into homeownership.That's because home prices keep rising and most millennials simply don't have the money for an onerous down payment. More than two-thirds of respondents don't even have $1,000 in down payment savings.Apartment List surveyed 24,000 millennial renters, born between 1982 and 2004, for the report. It was conducted from October 2016 through April 2017.The percentage of millennials planning to wait at least a half-decade spiked this year. In 2016, only 27% said they planned to wait more than five years. In 2015, the figure was 23%.And in the latest survey, 67% believe it will take them at least three years to become homeowners while only 16% believe they'll close on a home within two years."Millennials' plans to purchase a home are being pushed further and further into the future," says Apartment List data analyst Chris Salviati, one of the authors of the report. "That could have serious impacts on their long-term financial stability."